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Refinance Now and Lower Your Car Payment.

FAST. EASY. CAR REFINANCE.

Refinance Now and Lower Your Car Payment.

Have questions? Get in touch.

1.877.821.1517

Your credit score will not be affected+

Find Lower Payment Options >
Smiling man looks back at his golden retriever who is happily sitting in the backseat

Convenient, transparent refinancing that puts money back in your pocket, with offers from our network of lenders.

 

How Caribou makes car

refinance easy

See offers in minutes

We’ll find the best pre-qualified loan options in minutes, without impacting your credit.+

1

Select your offer

Pick the offer that works best for you. Our dedicated support can answer any Q’s you might have.

2

Finalize your refinance

Submit a few more pieces of info and we do the heavy lifting to refinance your loan. That’s it!

3

Get started

Comparisons based on information obtained on lenders’ websites and customer review websites.

Refinancing your car has been historically difficult. 

Our mission is to change that.

Kevin Bennett

CEO, Caribou

Caribou is trusted by

Find Lower Payment Options >

Refinancing your car has been historically difficult.
Our mission is to change that.

Our customers save an average of $130/month on their car payments.*

Our customers save an average of $130/month on their car payments.*

Smiling man looks back at his golden retriever who is happily sitting in the backseat

Significant Savings

Our customers save an average of over $1,569 per year—that’s more than $130 each month!*

View your rates in minutes and complete the entire process online in just a few days.

Quick and Easy Process:

Our friendly, knowledgeable loan officers are standing by to help answer any questions.

Outstanding Customer Support:

Significant Savings

Our customers save an average of over $1,569 per year—that’s more than $130 each month!*

Quick and Easy Process:

View your rates in minutes and complete the entire process online in just a few days.

Outstanding Customer Support:

Our friendly, knowledgeable loan officers are standing by to help answer any questions.

Convenient, transparent refinancing that puts money back in your pocket, with offers from our network of lenders.

 

How it works 1-2-3

1. Compare Payment Options

Share minimal information and we’ll find competitive pre-qualified loan options in minutes, without impacting your credit.+

2. Lock in your rate

Pick the refi offer that works best for you, and select from our other products to help protect the value of your vehicle.***

3. Finalize refi & sign

Submit a few pieces of information and sign your loan refinance documents online. We do the heavy lifting.

READY TO START?

Get started

See if we can

help you save

Refinance your auto loan in three easy steps.

Why refinance your car or truck loan through Caribou?

Most Competitive Rates:  
We work with top lenders to find the best options to refinance to save you hundreds or even thousands on your car payments.*

Quick and Easy:
Find the best options in minutes, then refinance online in just a few days to lower your payments.

Dedicated Support:
Our knowledgeable team of loan officers is standing by to help and find you new ways to protect the value of your car.***

Risk Free:
Get prequalified and compare your car payment options with no impact to your credit score.+

Comparisons based on information obtained on lenders’ websites and customer review websites.

Why refinance your car or truck loan through Caribou?

Most Competitive Rates:
We work with top lenders to find the best options to refinance to save you hundreds or even thousands on you
r car payments.*

Risk Free:
Get prequalified and compare your car payment options with no impact to your credit score.+

Quick and Easy:
Find the best options in minutes then refinance online in just a few days to lower your payments.

Dedicated Support:
Our knowledgeable team of loan officers is standing by to help and find you new ways to protect the value of your car.***

Check your rate >Check your rate >

Convenient, transparent refinancing that puts money back in your pocket, with offers from our network of lenders.

 

No impact to your credit score+

See if we can

help you save

You may qualify to defer a payment^

View lower payment options in minutes

FAQs

Why should I refinance my vehicle?

The Fed recently lowered interest rates! The rate drop, along with other factors such as changes in your financial situation, may qualify you for a lower rate than your original loan. This could save you money over the life of your loan, either with a lower monthly payment, interest savings, or both! When you refinance, you also have an opportunity to adjust the term of your loan.

What kind of vehicles can I refinance through Caribou?

We currently work with all passenger vehicles including cars, trucks and SUVs. At this time, we are unable to offer refinancing for motorcycles and any commercial vehicles.

Will checking my rate impact my credit score?

No, checking the rates and terms you qualify for involves a soft credit pull, which won’t impact your credit score. However, if you decide to move forward with a loan product and complete your application, we or one of our lending partners will perform a hard credit pull by requesting your full credit report from one or more consumer reporting agencies. This may have an effect on your credit score.

Lower your car payments >

Convenient, transparent refinancing that puts money back in your pocket, with offers from our network of lenders.

 

See if we can

help you save

You may qualify to defer a payment^

View lower payment options in minutes

No impact to your credit score+