Should I refinance
my car loan?
Paying too much on your monthly loan?
Take control of your auto finances with Caribou.
Paying too much on your monthly loan? Our customers save an average of $101.02 per month.*
Should I
refinance
my car loan?
AT A GLANCE
How does refinancing save money?
Reduces monthly payments
Improves interest rates
Adjusts loan terms
All of this could save you thousands of dollars over the length of your loan or policy
All of this can save
you hundreds, even
thousands of dollars
over the length of
your loan
Is refinancing the right fit for me?
CHECKLIST
The interest rate on your car is really high
Yes!
You're ready to shorten your loan term
Your credit score is 650+
Your vehicle mileage is less than 120,000
Yes!
You have lower credit (less than 650)
Not ready yet
Your debt to income ratio is too high
You’re about to buy a house (refinance after!)
Your car is over 10 years old
Not ready yet
Reduces monthly payments
Improves interest rates
Adjusts loan terms
All of this can save you hundreds, even thousands of dollars over the length of your loan
Convenient, transparent refinancing that puts money back in your pocket, with offers from our network of lenders.
See if we can help you save
1. Check your rate
Share minimal information and we’ll find competitive pre-qualified loan options in minutes, without impacting your credit.+
2. Select your offer
Pick the refi offer that works best for you, and select from our other products to help protect the value of your vehicle.
3. Finalize your offer
Submit a few pieces of information and sign your loan refinance documents online. We do the heavy lifting.
READY TO REFINANCE WITH CARIBOU?
See if we can
help you save
WHAT SETS US APART?
Tech to unlock low rates.
People who make the process easy.
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Dedicated support
Our team of loan officers are standing by, happy to help you through the process.
Our team of loan officers are standing by, happy to help you through the process.
Dedicated support
Fast and easy
Instantly access offers with no hidden fees, impact to your credit score, or SSN required.
Quickly access offers with no hidden fees, impact to your credit score, or SSN required.
Fast and easy
All in one place
The savings are limitless when you bundle refinance and car insurance.
All in one place
The savings can grow when you refinance and improve your car insurance through Caribou.
Tech to unlock low rates.
People who make the
process easy.
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Great rates
Get access to lower rates, saving you thousands over the life of your loan or policy.
Dedicated support
Our team of loan officers are standing by, happy to help you through the process.
Our team of loan officers are standing by, happy to help you through the process.
Dedicated support
WHY PEOPLE LOVE US
75,000+ happy drivers with
more cash in their wallets
4.5 star overall reviews from our clients on Trustpilot
With Caribou, you could start saving today!
How does refinancing
save money?
Is refinancing the right fit for me?
See if we can
help you save
Dedicated support
Our team of loan officers are standing by, happy to help you through the process.
Our team of loan officers are standing by, happy to help you through the process.
Dedicated support
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Fast and easy
Instantly access offers with no hidden fees, impact to your credit score, or SSN required.
Instantly access offers with no hidden fees, impact to your credit score, or SSN required.
Fast and easy
All in one place
The savings are limitless when you bundle refinance and car insurance.
All in one place
The savings are limitless when you bundle refinance and car insurance.
75,000+ happy drivers with
more cash in their wallets
Tech to unlock
low rates.
People who make the process easy.
Your credit score will not be affected+
Customers save an average of $101.02 per month*
Great rates
Get access to the lowest rates possible, saving you thousands over the life of your loan or policy.
Avg rate reduction
6% APR
*
on avg
*
Our customers save
$110/m
Our customers
save an avg of
$110/m*
Avg rate reduction
6% APR
Our customers
save an avg of
$100/m*
‡
‡
WHAT SETS US APART
Tech to unlock low rates.
People to make the process easy.
Competitive rates
Gain access to affordable refi rates that could save you thousands over the life of your loan* and insurance quotes.
Competitive rates
Gain access to affordable refi rates that could save you thousands over the life of your loan* and insurance quotes.
Dedicated support
Our team of loan officers and insurance representatives are standing by, happy to help you through either process.
Our team of loan officers and insurance representatives are standing by, happy to help you through either process.
Dedicated support
All in one place
Take control of your car finances when you apply for refinancing and car insurance through Caribou.
Take control of your car finances when you apply for refinancing and car insurance through Caribou.
All in one place
Fast and easy
Quickly access offers with no hidden fees and no impact to your credit score.✝︎
Fast and easy
Quickly access offers with no hidden fees and no impact to your credit score.✝︎